ABOUT US
We Started This Site Because We Were Tired of Getting the Runaround
Let me tell you something that probably won’t surprise you: most “best credit card” websites are basically comparison engines designed to push you toward whichever card pays them the highest commission. The writing is vague. The advice is generic. And the “expert” behind it? Usually a stock photo of someone in a blazer.
That’s not what this is.
NoInterestCreditCards.com was built out of genuine frustration. The kind that comes from sitting across the kitchen table, looking at a credit card statement, and doing the math on how much money you’re losing every single month to interest you didn’t plan for. The kind that makes you search “0% APR credit card” at midnight and find fifteen articles that say the same three things and don’t actually answer your question.
We wanted something better. So we built it ourselves.
What We Do Here
This site focuses on one specific corner of the credit card world: no interest credit cards — also called 0% APR cards — and everything that surrounds them.
That includes:
- Honest, detailed reviews of 0% purchase APR cards
- Balance transfer guides with real math (not just “you could save money!”)
- Breakdowns of what the promotional fine print actually means
- Clear explanations of who these cards work for — and who they don’t
- Up-to-date comparisons for both the US and UK markets
We don’t cover every card ever made. We cover the ones that matter for people trying to pay down debt, manage a big expense, or get breathing room without paying 20-something percent APR for the privilege.
Who’s Behind This Site
My name is Mahin Prodhan, and I’ve been writing about personal finance — specifically credit cards, debt management, and smart borrowing — for going on eight years now.
I’m not a banker. I don’t work for Citi or Chase or anyone else in the card industry. What I am is someone who has spent years reading the fine print, tracking how card terms shift from year to year, and explaining the stuff that card issuers bury in the Schumer Box in ways that actual humans can understand.
I’ve made my own mistakes with credit cards. I know what it feels like to get hit with a surprise fee you didn’t see coming, or to miss a promotional deadline by three weeks and watch interest pile up on a balance you thought you were managing. Those experiences are part of why I write the way I do — not from a distance, but from having been in the same situation a lot of our readers are in.
My goal with every article is simple: give you the information you’d get if you had a knowledgeable friend who happened to know this stuff inside and out, and wasn’t trying to sell you anything.
Our Editorial Standards
We take accuracy seriously. Here’s how we approach things:
Research first. Before publishing any review or guide, we read the actual card terms — not just the landing page. We check the Schumer Box, the cardholder agreement, and any issuer-specific disclosures.
We update regularly. Credit card terms change constantly. We revisit and update our content when promotional periods change, fees shift, or new cards enter the market. Every article shows a “Last Updated” date for a reason.
We say when we’re uncertain. If something is unclear in the terms or varies by applicant, we say so. We’d rather tell you “it depends” than give you false confidence.
We flag the risks. A 0% APR card is a genuinely useful tool — but only in the right circumstances. We don’t just tell you the upsides. We tell you the traps, the common mistakes, and the situations where getting one of these cards is actually a bad idea.
A Note on How We Make Money
This site does earn revenue through affiliate partnerships with credit card issuers. If you click a link on this site and apply for a card, we may receive a commission if you’re approved.
That said, our editorial content is not written to steer you toward any particular card. We cover cards we’d genuinely recommend regardless of commission structure, and we cover cards we wouldn’t recommend even when they pay well. Our reader’s financial outcome matters more than any individual referral fee. For full details, see our Disclaimer & Affiliate Disclosure page.
Questions? Corrections? Tips?
If something on the site is out of date, incorrect, or you have a question we haven’t answered, we genuinely want to hear from you. Head over to our Contact page and send us a note. We read every message, even if the response takes a day or two.
Thanks for being here. We hope we can make this confusing corner of personal finance a little less confusing for you.
— Mahin Prodhan, Founder & Editor, NoInterestCreditCards.com